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Credit Authorization

Last updated: 01/26/2026

When you complete a request on advancemywages.com, certain lenders may need your permission to verify your identity and review your credit profile. This page explains that authorization.

Submitting the online form constitutes your acknowledgment of the terms below.

About our role

Advance My Wages, operated by Wikala L.L.C-FZ, is a matching platform — not a creditor. We forward your inquiry to third-party lenders who make their own approval decisions.

Your authorization

By submitting your information through advancemywages.com, you authorize us to:

  • Collect the information you provide and share it with third-party lenders and financial service providers
  • Pass your information through a lead-distribution system to help identify potential loan or financial service offers
  • Allow third-party lenders to review your information for eligibility and decision-making purposes

Credit checks

Advance My Wages does not perform credit checks. However, by submitting your information you authorize third-party lenders or financial service providers to:

  • Obtain your consumer credit report
  • Conduct soft and/or hard credit inquiries
  • Use consumer reporting agencies such as Experian, Equifax, or TransUnion

Credit checks are carried out solely by third-party lenders and are subject to their own policies and requirements.

Consent to ongoing use

Your authorization allows third-party lenders to:

  • Verify your identity and financial information
  • Evaluate your request
  • Contact you about potential loan or financial service offers

This authorization may remain valid even if you are not immediately matched with a lender.

No obligation or guarantee

Submitting your information and providing this authorization:

  • Does not guarantee approval for a loan
  • Does not obligate you to accept any offer
  • Does not obligate any lender to extend credit

All loan decisions, terms, rates, and fees are determined solely by third-party lenders.

Your rights

You may withdraw your consent or ask how your data is used by emailing us at hello@advancemywages.com. Please note that withdrawing consent may limit our ability to connect you with lenders.

Related policies

Your use of advancemywages.com and your submission are also governed by our:

Contact information

If you have questions about this Credit Authorization, contact us:

Advance My Wages

Email: hello@advancemywages.com

Mailing address: Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.