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Lending Policy

Last updated: 01/26/2026

This page describes the role Advance My Wages plays in the lending process and sets expectations for anyone who submits a funding request throughadvancemywages.com.

About our role

Wikala L.L.C-FZ operates advancemywages.com as a referral platform only.Advance My Wages neither extends credit nor influences the terms any lender may offer.

How our service works

When you submit your information on advancemywages.com:

  • Your details are reviewed to gauge potential eligibility
  • Your information may be shared with multiple third-party lenders or financial service providers
  • Sharing may happen simultaneously or one partner after another through a lead-distribution system
  • Third-party lenders may contact you to discuss potential loan or financial service options

Our aim is to help match you with potential offers, but we cannot guarantee that any lender will make one.

Eligibility

Eligibility for any loan or financial product is decided solely by third-party lenders. The factors they weigh may include, but are not limited to:

  • Age (you must be at least 18 years old)
  • State of residence
  • Income and employment information
  • Credit history
  • Other criteria set by the individual lender

Service availability may vary by state, and offers are subject to lender requirements.

Loan terms and conditions

Advance My Wages:

  • Does not approve or deny loan requests
  • Does not set interest rates, fees, repayment terms, or loan amounts
  • Does not guarantee approval or any specific loan outcome

All loan terms, conditions, and decisions are made exclusively by third-party lenders.

No obligation

Submitting your information through advancemywages.com:

  • Is free
  • Does not obligate you to accept a loan
  • Does not require you to proceed with any offer

We encourage you to review all terms from any lender carefully before accepting a loan.

Responsible borrowing

We encourage consumers to borrow responsibly and only pursue loans that genuinely fit their needs. Before accepting any offer, consider your ability to repay and read every loan term closely.

Communication from lenders

Third-party lenders or financial service providers may contact you by phone, email, or text message to discuss potential offers. The methods and frequency of that contact are determined by those third parties and governed by their own policies.

Questions about offers

If you receive an offer and have questions about its terms, repayment, or fees, contact the lender directly. Advance My Wages cannot modify or negotiate loan terms on your behalf.

Related policies

This Lending Policy should be read together with our:

Contact information

If you have questions about this Lending Policy, contact us:

Advance My Wages

Email: hello@advancemywages.com

Mailing address: Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.